Disclaimer

Informational Use Only

The tool and accompanying explanations are intended solely for general information and education. They should not be used as the sole basis for important decisions.

Not Financial Advice

Nothing on this site constitutes financial, investment, tax, or legal advice. Consult qualified professionals before taking action.

Risks and Limitations

Interest rates, penalties, and bank policies vary and can change. Results are estimates and may not match your institution’s calculations.

Intended Users

• General public seeking informational tools
• Students and educators for learning purposes
• Professionals using as a quick reference

Not Intended For

• Critical decision-making without professional verification
• Use as a substitute for professional evaluation
• Decisions made without appropriate consultation

Professional Guidance Takes Priority

Calculator outputs support—but do not replace—professional guidance. If results conflict with your financial advisor’s guidance, defer to their advice.

Accuracy and Completeness

While we strive for accuracy, inputs and assumptions affect results. Verify calculations with your bank’s disclosures and current policies.

Limitation of Liability

To the fullest extent permitted by law, the site owners and contributors disclaim liability for any losses or decisions arising from the use of this site.

No Professional Relationship

Using this tool does not establish a professional relationship with the site owners or contributors.

Third-Party References

Links to external resources are provided for convenience. We do not endorse or control third-party content and are not responsible for its accuracy.

User Responsibility

Users are responsible for ensuring their use of this tool complies with all applicable laws and regulations in their jurisdiction.

Policy Updates

We may update this disclaimer as standards or site features evolve. Continued use signifies acceptance of the latest version.

Contact

For questions about this disclaimer, contact us.